Personal loan, samajh ke lo – sahi lender ke saath
Shaadi, medical, travel ya ghar ka kaam – compare personal loan options from banks & RBI-regulated NBFCs, check your EMI and apply directly with the lender. Free guidance, no false promises.
- Banks & RBI-regulated NBFCs only
- ₹0 fee for our guidance
- We never ask for OTP, UPI PIN or advance money
📝 Get free personal loan help
Nothing is saved on this website. Approval is decided only by the lender.
Please note: Fin Mitra is an independent service of Kotadiya Enterprise. It is NOT affiliated with, endorsed by or connected to Jio, JioFinance, Jio Payments Bank, Jio Financial Services or Reliance Industries. ‘Jio’ and related names are trademarks of their respective owners.
🚀 Personal loan apply options
Each button opens the lender’s or partner’s page – you apply there, and the lender decides. Read the KFS before you accept any offer.
Aditya Birla Finance – ABFL
Personal loan through the ABFL One app of Aditya Birla Finance Ltd (RBI-registered NBFC).
Apply on ABFL app Partner link · we may earn a referral fee · lender decides approvalPartner Offer – Compare Lenders
See personal loan offers from multiple banks & NBFCs on our partner page and pick one.
View partner offers Partner link · we may earn a referral fee · lender decides approvalPartner Offer – Quick Apply
A second partner page with personal loan options for salaried and self-employed people.
Check quick apply Partner link · we may earn a referral fee · lender decides approvalMoneycontrol Personal Loan
Personal loan offers via the Moneycontrol platform from its partner lenders.
Open Moneycontrol offer Partner link · we may earn a referral fee · lender decides approvalInstant Loan Apps
Small, quick loans through apps backed by RBI-regulated lenders – with safety tips.
Explore loan appsPersonal Loan Guide
Full guide – eligibility, documents, charges, KFS and how to compare lenders.
Read the guide🎯 What do you need the loan for?
Tap your purpose – we fill it in the form so you can get free help on WhatsApp.
✅ Eligibility & documents
General guide – each lender has its own criteria.
👤 Who can usually apply
- 🎂Age – usually around 21 to 60 years (varies by lender)
- 💼Salaried with a stable job, or self-employed with business proof
- 💰Regular monthly income – minimum differs for each lender & city
- 📊Good repayment history; a higher credit score usually helps
- 🏙️Living in a city the lender services
📂 Documents to keep ready
- 🪪PAN card and Aadhaar (KYC)
- 🧾Last 3 months’ salary slips (salaried)
- 🏦Last 6 months’ bank statement
- 📑ITR / GST / business proof (self-employed)
- 📸Photo & address proof if asked
🧭 Four simple steps
Share your need
Fill the short form or WhatsApp us – purpose, amount, city and income.
We shortlist options
We explain 2–3 suitable lenders for your profile and what each will need.
You compare & decide
Check the rate, fees and EMI. Read the lender’s Key Fact Statement (KFS).
Apply with the lender
You apply on the lender’s official page/app or with its staff. The lender approves and disburses.
EMI calculator
EMI pehle check karo – phir loan lo.
Example only – your lender’s KFS shows the actual rate and APR.
🤝 What we will – and won’t – do
✅ We will
- Explain personal loan options honestly – including when a loan is not a good idea
- Show you how to read the KFS, APR and fees
- Keep your details private and use them only to help you
- Tell you clearly that we may earn referral compensation
⛔ We won’t
- Charge you any fee for guidance
- Promise or ‘guarantee’ approval
- Ask for OTP, UPI PIN, card CVV or passwords
- Take money to ‘release’ a loan – genuine lenders never ask this
❓ Personal loan FAQs
What is Fin Mitra Personal Loans?
It is a service of Kotadiya Enterprise, Surat – an independent loan advisory and referral partner. We help you understand and compare personal loan options. We are not a bank or NBFC, and we are not connected to Jio or Reliance.
Do you charge any fee?
No. Our guidance is free. We may receive referral compensation from lenders or partners if you apply through our links; it does not change the lender’s rate for you.
How much personal loan can I get?
It depends on your income, existing EMIs, credit history and the lender’s policy. Only the lender can tell your final amount and rate after checking your documents.
What interest rate will I get?
Rates differ by lender and profile. Always check the Annual Percentage Rate (APR), processing fee and other charges in the lender’s Key Fact Statement (KFS) before you accept.
Can you guarantee approval?
No. Approval, amount, interest rate and disbursal are decided only by the lender. Anyone who ‘guarantees’ a loan for an advance fee is likely a fraud.
Does checking options affect my CIBIL score?
Talking to us does not. When you formally apply, the lender may do a credit enquiry. Applying with many lenders at once can lower your score – shortlist first, then apply.
How do I stay safe from loan fraud?
Never pay any advance ‘processing’ or ‘release’ fee, never share OTP, UPI PIN or passwords, and verify the lender’s name on the RBI website or the lender’s official site.
Ek message se shuru karo
Share your need – we’ll explain suitable options for free. No pressure, no fees.
Disclaimer: Fin Mitra is a service of Kotadiya Enterprise (Udyam: UDYAM-GJ-22-0004681), an independent loan advisory and referral partner – not a bank, NBFC or the DSA/agent of the lenders named on this page. Loan approval and disbursement are subject to the respective lender’s eligibility criteria, credit assessment and internal policies. We do not guarantee loan approval. We do not charge any fee for guidance; we may receive referral compensation from lenders or partners. Lender and brand names belong to their respective owners and are used only for identification; no endorsement is implied. Information was last reviewed on 5 November 2026; please confirm rates, fees and terms in the lender’s Key Fact Statement before applying. Privacy Policy · Terms · Grievance · Referral disclosure. *T&C Apply.